Private Mortgages

We act for a number of private mortgage lenders in the Hamilton-Stoney Creek area. We have a team of staff dedicated only to overseeing private mortgage transactions and can assist with all facets of your private mortgage lending business.

Residential Private Mortgages

• Advising lenders on the drafting and negotiating mortgage commitments and loan agreements
• Preparing all mortgage instruments and documentation
• Reviewing title to mortgaged property to ensure satisfactory security

Construction Mortgages

• Preparing all security instruments to ensure an easy transition of the project to the lender to take-over the project on enforcement if necessary
• Ensuring compliance with the Construction Act
• Engaging lien claimants
• Advising on holdbacks under the Construction Act and priority issues

Commercial Mortgages

• Advising on prior leasehold interests
• Reviewing commercial leases
• Obtaining corporate authority
• Determining issues such as access, zoning, ensuring environmental compliance etc.
• Drafting and securing general security agreements, PPSA, Assignment of Rents
• Ensuring compliance with the Interest Act
• Advising on compliance with the Mortgages Act